VA Approved Homes & Loans in San Diego

• Full 30 year fixed loan

• No mortgage insurance because of the guarantee from the federal government to the bank

• Zero down payment for loans in San Diego County up to 437,500

• Loan amounts up to 1,500,000 with a down payment

• The seller or lender can pay all the closing cost

• The VA will allow liberal qualifying ratios to 55% of your income

• No pre-payment

• Liberal credit requirements with a minimum Fico credit score of only 600

The First Step of the Process

    Before looking at homes we recommend that you get prequalified for your home purchase, with this process you will know what your total monthly payment will be and how much the bank will lend you. The lender will pull a credit report for you and ask for two current, pay stubs two years W2s, two months of bank statements and if you currently not in the military you are DD214. 

                                      For free, no cost preapproval by a major bank